Sure, no issue. Good luck.

Thanks, Rishi. I do hope you learn, grow, and enlighten others along the way. Happy Deepavali 🙂

Its just that higher the time the higher is the odds of beating volatility and generating a positive return.

I’d say you give it at least 8 years 🙂

1) 8-10 years is a good time to absorb the market volatility. But I’d feel more comfortable with mid cap fund. This is purely based on your risk appetite.
2) Usually thats rare, but when it happens, you are unlikely to lose money as the new units will be with the merged entity.

First of all kudos to the great work you are doing !!! Really like your way of writing and explaining things.

I am investing in Mutual Funds for past 2 years, I am 29 now. I have few queries on Mutual Funds

1. I commonly see suggestions like don’t invest huge amount in small cap mutual funds. But if my goal is to take out this money after 8-10 years, is it still a risky investment where I may need to face losses? or will my money be able to sustain drops in market given the duration is long.

2. We have seen in past there were few fund houses which got merged with other or got shutdown or discontinued fund schemes, when such thing happens and if the market is not doing well at that time, what are the odds that I might end up in loss?

Thanks!

1) I’d have suggested SGBs, but there is some confusion with that post 2024 interim budget, so maybe Gold ETFs or funds.
2) You can look at Gold ETFs on kite or Gold funds on Coin.

Big fan of your work!

You have mentioned to diversify the portfolio. So, Im planning to balance the risk by investing in other commodities like real estate, gold etc.

1. To invest in gold, there are so many options. Physical gold, gold funds, gold ETF, SGB etc. which one is better investment as part of diversifying the portfolio because I don’t have much idea on these apart from physical gold.
2. Is there any modules that zerodha is planning to launch for gold investment options?

Can you please try downloading from another browser?