Comments on: The Equity scheme (Part 1)

By: Karthik Rangappa

Karthik Rangappa — Fri, 12 Jul 2024 06:05:47 +0000

In reply to Prashanth K R. Yes, unfortunately that is the only way to do that :)

By: Prashanth K R

Prashanth K R — Thu, 11 Jul 2024 07:49:03 +0000

Hi Karthik Sir,
My father started to invest in large cap growth – in regular plan from 2020 on behalf of me. but now i wanted to change it to a direct plan. should I need to redeem the fund or any suggestions?

By: Karthik Rangappa

Karthik Rangappa — Thu, 27 Jun 2024 04:37:51 +0000

In reply to Abhishek Gupta. Abhishek, small cap is usually not as liquid as largecap stocks, so there will be some impact. But unfortunately, I dont know how this can be quantified.

By: Abhishek Gupta

Abhishek Gupta — Wed, 26 Jun 2024 12:53:36 +0000

Thank you so much for this great content kartik !!!
I have one doubt about nippon india small cap fund.
This fund looks great to me but one point concerns me. It has around 51000 cr of AUM which is around 12% of entire AUM of nipppn india mutual fund.My doubt is that ki kya itna huge AUM small cap segment absorb kr payega if AUM of this particular fund goes up in future ?
And If I start investing in this fund today, kya mere returns pr itne huge AUM ka negative effect aayega if AUM goes up in future ?

By: Karthik Rangappa

Karthik Rangappa — Wed, 20 Mar 2024 05:04:19 +0000

In reply to Pavan. We have explained that in a separate chapter.

By: Pavan

Pavan — Wed, 20 Mar 2024 04:17:44 +0000

Can you include information about index funds ?

By: Karthik Rangappa

Karthik Rangappa — Mon, 04 Mar 2024 05:15:25 +0000

In reply to Tarun. Thanks Tarun, I'm glad you like the content on Varsity! For many out there, having an advisor who helps in managing mutual fund investments and advicing them from time to time matters. Thats the reason regular still exists, so that the distributor can earn some incentives.

By: Tarun

Tarun — Sun, 03 Mar 2024 20:37:11 +0000

Hello Karthik Sir,

I cannot express sincerely enough, what a saving grace your content is for financial illiterates such as myself. Never before I have felt this zeal in managing my finances.

A question though, I see plenty of both Direct and Regular schemes offered by several AMCs. As far as I can tell, there are no restrictions to what schemes we are buying. What would make anyone still choose Regular schemes in the first place? I see everyone suggests direct over regular. If that’s the case, Why do we even have the option for regular schemes? What am I giving up by not choosing regular plans?

Thank you for your time, and everything you have created here.

By: Karthik Rangappa

Karthik Rangappa — Wed, 31 Jan 2024 04:38:28 +0000

In reply to Nabhi Mahajan. Glad you liked it, Nabhi. Happy learning :)

By: Nabhi Mahajan

Nabhi Mahajan — Tue, 30 Jan 2024 08:16:08 +0000

Very knowledgable and seriously i have no words to express my inner happines and satisfaction.

By: Karthik Rangappa

Karthik Rangappa — Fri, 29 Dec 2023 00:33:12 +0000

In reply to Ramesh Kuamr Singh. It just means that by choosing to save in an ELSS fund, you get a tax break under 80C. That means you pay lesser taxes.

By: Ramesh Kuamr Singh

Ramesh Kuamr Singh — Wed, 27 Dec 2023 18:23:04 +0000

For example, if you have a total gross yearly income of Rs.1,200,000/- then
you can choose to invest Rs.1,50,000/- in various 80C options and reduce the
tax burden. If you do so, your taxable income reduces to 1,050,000/-

This is not clear.
Please explain this and also if you can add one more example. That will be great.
Thank you

By: Karthik Rangappa

Karthik Rangappa — Wed, 27 Dec 2023 01:35:05 +0000

In reply to Vinayak. Yes, they will have to keep track of this and update on a regular basis.

By: Vinayak

Vinayak — Tue, 26 Dec 2023 07:09:17 +0000

Hey Karthik,

Thanks for such amazing content!

I had a question i.e. since the market is volatile, a company that is within top 100 in terms of market capital today could be in 101-250 tomorrow and vice-versa; Consider for eg. tomorrow TCS becomes a mid-cap share…

So does the fund manager keep track of all this? In order to follow the guidelines of SEBI, he will need to switch the allocation so that the veracity of the term small-cap, mid-cap and large-cap is held intact right? Or is it only at the initial time of creation of the fund that the fund manager should follow this ratio?

By: Karthik Rangappa

Karthik Rangappa — Sun, 26 Nov 2023 01:55:18 +0000

In reply to Atharva. Small cap, not sure...maybe you are young and have started investing and saving for retirement, so maybe a small portion of your portfolio could be allocated for smallcap :)